DOP PLI-RPLI Plans – Details, Bonus Rate, Survival Benefits due dates and Premium Tables 2024
Govt. of India
Ministry of Communication & Information Technology
Department of Post, India
Appendix
Subject
- Details of PLI-RPLI Plans
- Bonus Rate of PLI-RPLI Plans
- Survival Benefits due dates
- Premium Tables
PLI-RPLI Plans Premium Tables
- PLI-AEA (Sumangal) Monthly
- PLI-EA (Santosh) Monthly
- PLI-EA (Santosh) Quarterly
- PLI-EA (Santosh) Half yearly
- PLI-EA (Santosh) Yearly
- PLI-WLA (Suraksha) Monthly
- PLI-CWLA (Suvidha) Monthly
- PLI-YS (Yugal Suraksha) Monthly
- RPLI-AEA (Gram Sumangal) All Frequency
- RPLI-EA (Gram Santosh) Monthly
- RPLI-EA (Gram Santosh) Quarterly
- RPLI-EA (Gram Santosh) Half-Yearly
- RPLI-EA (Gram Santosh) Yearly
- RPLI-WLA (Gram Suraksha)
- RPLI-CWLA (Gram Suvidha ) Monthly
- RPLI-GY (Gram Priya) All Frequency
Calculations
- Calculations like premium, surrender, maturity, loan
Surrender Factor Table
Income Tax Rebate
Deposit premium through Cash/Cheque at any post office in India and also online.
PLI Limits:
- • Sum assured minimum: Rs. 20,000
- • Maximum: Rs. 50,00,000
RPLI Limits:
- • Sum Assured minimum: Rs. 10,000
- • Maximum: Rs. 10,00,000
- • Non-standard age proof sum assured maximum limit: Rs. 1,00,000
- • Non-standard age proof age maximum limit: 45 years
Rebate:
- • 1% and 2% for advance deposit premium of 6 and 12 months in PLI & RPLI.
PLI Plans table:-
| S.L. No. | Names of Plan | Abbreviation | Age at Entry | Loan/Surrender Facility After |
|---|---|---|---|---|
| 1 | Endowment Assurance (Santosh) | EA | 19 to 55 | 3 Years |
| 2 | Whole Life Assurance(Suraksha) | WLA | 19 to 55 | 4 Years |
| 3 | Convertible Whole Life Assurance(Suvidha) | CWL | 19 to 55 | 4 Years |
| 4 | Anticipated Endowment Assurance (Money Back Policy) | AEA | 19 to 45 for 15 years plan & 19 to 40 for 20 years Plan | Not allowed |
| (I) Sumangal 15 Years (II) Sumangal 20 Years |
||||
| 5 | Joint Life Endowment Assurance | YS | 21 to 45 | 3 Years |
| 6 | Children Policy (Bal Policy) | 5 to 20 | Not allowed |
RPLI Plans Table:-
| S.L. No. | Names of Plan | Abbreviation | Age at Entry | Loan/Surrender Facility After |
|---|---|---|---|---|
| 1 | Endowment Assurance (Gram Santosh) | EA | 19 to 55 | 3 Years |
| 2 | Whole Life Assurance (Gram Suraksha) | WLA | 19 to 55 | 4 Years |
| 3 | Convertible Whole Life Assurance (Gram Suvidha) | CWL | 19 to 55 | 4 Years |
| 4 | Anticipated Endowment Assurance (Money Back Policy) | AEA | 19 to 45 for 15 years plan & 19 to 40 for 20 years Plan | Not allowed |
| Gram Sumangal
(I) 15 Years (II) 20 Years |
||||
| 5 | Gram Yojna (Money Back Policy) Gram Priya | GY | 19 to 45 | Not allowed |
| 6 | Children Policy (Bal Policy) | 5 to 20 | Not allowed |
Bonus rate declared for the year 2020-21 are given below :-
